Testimonials


Professionals Speak on Conscious Finance
An innovative and pioneering concept, Conscious Finance is receiving acclaim in both the financial planning and counseling professions.
Read professional praise for Conscious Finance here.

Unsolicited Reviews on the topic of Conscious Finance
Readers of Conscious Finance and individuals, couples and groups practicing the principles and techniques involved in financial integration share their thoughts on how this ground-breaking concept is helping to change their lives.
See what readers and practitioners have to say here.


Professional Praise for Conscious Finance

    Money has been around a long time but we still know very little about how deeply and profoundly it affects our lives. Our histories, our experiences, our deepest fears and our most cherished goals are inextricably tied to our relationship with money. Rick Kahler and Kathleen Fox have performed a seminal service to the world of personal finance with this breakthrough work which has taken that which was hidden and brought it into the light of CONSCIOUS FINANCE. They'll help you discover the truth about money in your life, and that truth will set you free.

Mitch Anthony
Author, The New Retirementality
Founder, The Institute for Financial Life Planning



    Conscious Finance gently dissolves the curtain we keep around our money beliefs, emotions, and behavior, shedding new light on the part of us that forms the powerful undercurrents directing our financial and life choices. This book is an important addition to the new body knowledge called Interior Finance. It will beome a textbook for those seeking expertise in Interior Finance. But for most readers it will first be received as a great relief to finally understand this unseen side of money, and then be used as a trusted guide to a vital, well balanced relationship with their money.

Susan K. Bradley, CFP
Author, Sudden Money
Founder, The Sudden Money Institute ?
and Women, Meaning, & Money ?



    Rick and Kathleen will show you how to finally take charge of your financial decisions!

J. Grady Cash, CFP ?
Author and Retirement Futurist



    As a financial planning professional, I am disappointed in many of the self-help books on personal finance that stress the quantitative steps necessary to accumulate wealth and ignore the more important interior issues. Rick and Kathleen have written a wonderful book that helps readers to not only improve their finances, but to improve their lives.

Roy Diliberto, CFP
Chairman, RTD Financial Advisors, Inc.



    Conscious Finance dares to go where very few books in thee financial or psychological professions have wanted to explore. It helps the reader look at core money issues in a way that is gentle and supportive. I would recommend this book to anyone who is struggling to understand their frustrations around money.

Dave Jetson, MS, LPC
Jetson Counseling



    What a delight to read a book written by gutsy, down-to-earth people, in plain English, not rife with psycho-babble. A book that, quite literally, EVERYONE! should read.

Nancy Langdon Jones, CFP ?
Author, So You Want to Be a Financial Planner



    Rick Kahler has been a leader in the Life Planning movement, the most dynamic movement in the financial services industry, one whose mission is to humanize our relationship to money. In writing Conscious Finance, Rick and Kathleen have made a most significant contribution to that movement.

George Kinder
Author, The Seven Stages of Money Maturity
Founder, The Kinder Institute of Life Planning



    Rick and Kathleen get to the heart or the etiology and maintenance of dysfunctional money beliefs and behaviors and offer essential knowledge and practical tools for recovery. Conscious Finance is perfect for those who want to take control of their financial futures, both inside and out!

Bradley T. Klontz, PsyD, CSAC
Clinical Psychologist, Researcher and Author



    What do you get when an accomplished author and one of the top financial planners in the United States begin talking with each other? Conscious Finance is one of those rare opportunities to hear two very personal stories we can all relate to, told with an honest down-to-earth ease that gently leads the reader into that most rarified place, exploring our personal relationship with money.

Ted Klontz, MA, MAC
Executive Director, Onsite Workshops



    Money--it's one of the most powerful and most misunderstood forces in the world. This book helps you to put it in the proper perspective, take the mystery out of its power, and help you to begin to make financial decisions in concert with your life's true goals and objectives as well as your deepest values and motiations.

Steven S. Shagrin, JD, CFP ?, CRPC ?, CRC ?, CELP
President, Planning for Life
Past President, International Society for Retirement & Life Planning



    Conscious Finance is a blessing--articulate, clear, and enlightening. It offers help to deal wth difficult issues that interfere with financial well-being. The best intentional combination of personal interior and exterior finance that I have seen.

Richard Wagner, CFP ?, WorthLiving, LLC



    "Written in a very clear, straight-forward style that does not often venture into metaphysical territory, as many other prosperity books do. I found Conscious Finance fascinating... anyone who is having any kind of money issues can truly benefit from this wonderful book. And for those who already think their relationship with money is on solid ground, this book may help uncover some long-forgotten, hidden beliefs just in time to save you money, time, and a lot of grief.

Marie Jone, Book Ideas



What Readers Have Told Us:

Conscious Finance is deeply moving, not something I would have expected from a book about finances. It has helped me on so many different levels. I'm amazed!

Conscious Finance is great! Why is it that a person can sit down with a dietitian and get a diet plan that they then don't follow? It's about the underlying emotions. It's the same way with money. If we don't know what underlying emotions and innocent beliefs are motivating our behavior, we have little hope of knowing what our real goals are, let alone implementing a financial plan. This is where the field of financial integration comes in. Rick Kahler is a pioneer in this important and cutting edge field. Co-author Kathleen Fox is a client of Rick's, and she brings a unique perspective to the book. It's an easy read that won't make the average person's eyes glaze over with statistics. In particular, I appreciate the honesty and real-life examples that Rick and Kathleen provide. The occasional injection of humor is most welcome and engaging for what can become a dry subject to some, as well. All in all, it's a very welcome and accessible addition to the financial integration field.

The contents of this book could be life changing! I've read an enormous number of books on personal finance over the years, and this is the best one by far. It takes the reader to the core beliefs that influence our decisions, and gives practical help on shifting from unhealthy money beliefs to healthy ones. It also shows the reader how money beliefs pervade most aspects of our lives, and gives lots of real-life stories to encourage and illustrate how to make good money decisions. There are exercises that will enable the reader to identify the root causes of bad decisions and learn how to address those issues. If you're looking for something that can help you make significant changes in the way you think about and deal with money, this is the book for you!

New Approach To Spending Habits I could see myself and other members of my family and friends in the book as I read and within 2 minutes had gotten a pencil to underline passages. This is a new and innovative approach to why we handle money in the way we do. I think this will help us spend more wisely in the future.

Finding Strength I was on an airplane with quite a talkative older gentleman next to me. He opened our conversation with, "Do you know any rich widows you can introduce me to?" At 71 years old and after multiple business failures, he's broke--and reading financial planning books like crazy. When he saw what I was reading (Conscious Finance), he nearly grabbed it out of my hands! I eventually just gave it to him with a silent hope that by reading it, he finds the strength within himself to overcome his situation.

J. Bradshaw Would Be Proud! Conscious Finance has been great. I'm in chapter 10, but I might go back and re-work the money scripts section. Rick and Kathleen do such a great job describing some of the exercises. I have found it really helpful. You could take the word "money" out of much of the first part of the book and it would read like a layman's "how to" on feelings work. I wish a therapist had told me some of this stuff early on, a book like that would be a great resource to people in recovery. It's sort of like Bradshaw's book on shame, only more accessible.